The Difference Between a Diamond Certificate and an Appraisal

November 23, 2016 By swj-eric

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Looking to sell a diamond? You may have a whole lot of questions along the way. It can be particularly overwhelming to consider the four C’s (cut, color, clarity, and carat), the cost, and the overall quality of your stone. The best way to get information on your gem is by having it inspected by an expert in the field.

Appraisal vs. Certificate

Many believe receiving an appraisal is all there is to selling a diamond. However, an appraisal is not the same as a diamond certificate, which will provide much more in-depth information about your stone.

Diamond Certificate

A diamond certificate is a document provided by an independent expert or laboratory. It is a grading report that details all the relevant information about the diamond including its weight, dimensions, cut, color, clarity and other important aspects. While there are multiple sources that can provide diamond certificates, some are more reputable and trusted than others.

Certificates from the Gemological Institute of America (GIA) or the American Gem Society (AGS) are the most common and accepted by diamond experts. They have the strictest guidelines and standards in the diamond industry and will independently examine your stone to provide a detailed and accurate report. Once you have this report, you will have valid evidence of every aspect of your diamond that will never change.

Diamond Appraisal

On the other hand, a diamond appraisal can vary from expert to expert. An appraisal is only to determine the monetary value of your diamond according to the reviewer’s opinion. An appraiser will not be able to go into as much detail as the laboratories and often give estimates of the diamond’s worth on the spot.

They are also not as trusted as the certified laboratories, as they often have an interest in the value of the diamond. That is not to say that all appraisals are inaccurate, but this process is not intended to give a detailed and unbiased examination. It is useful only in determining a selling price or for insurance purposes.

The Difference

Simply put, a certificate is a detailed report provided after an independent, thorough examination and provides all relevant information about the jewel. An appraisal is only used to determine the monetary value and can vary from one appraiser to another.

At Southwest Jewelry Buyers, we pride ourselves in helping our customers determine all they need to know about their diamonds. We provide free on-the-spot appraisals with no obligation. We can also assist you in the certification process and send your diamond to the GIA or AGS for examination.

Contact us today.